Money worries and debt advice

We understand that managing your finances can be daunting, especially with the constant cost of living pressure, that is why we are here to help!

The best solution to any debt or money concern is to face the problem head on, the more help you can receive, the better off you may be.

Look into your financial situation

Understanding the extent of your financial situation is an important initial move in resolving it. By creating a detailed list of your income and expenses, you can pinpoint areas where you might be overspending and areas that require more focus. Utilise the various free online budgeting tools to assist in this process. Establishing a budget will enable you to document all your debts and determine which payments should take priority. Money Helper has a valuable tool for organising and prioritising your debts.

Seek independent debt advice

We are always here to support our customers and will do our best to help find a solution that suits you, however, sometimes you may need to seek more specialised advice. Below are some organisations we recommend if you are looking for free and impartial debt advice.

StepChange: https://www.stepchange.org/

PayPlan: https://www.payplan.com/

Money Helper: https://www.moneyhelper.org.uk/

National Debtline: https://nationaldebtline.org/

Citizens Advice: https://www.citizensadvice.org.uk/

Debt Advice Foundation: https://www.debtadvicefoundation.org/